Sep
04
2012
0

New Legislation and Calculator Updates!

The Great Seal of California

The Great Seal of California

As you are probably aware there have been a number of changes to workers’ compensation benefit rates lately.  The Administrative Director issued the latest temporary disability maximum and minimum rates based upon the most recent increases in the state average weekly wage.  These rate changes effect temporary total disability, temporary partial disability, death benefits, and permanent total disability benefits.

More interestingly, the legislature brought several reform changes with SB 863 to California workers’ compensation benefits late on Friday August 31, 2012.  If you check out the updated Labor Code Section 4453, you’ll notice there is a new maximum permanent partial disability rate for the highest levels of permanent disability for dates of injury after 1/1/2013.  And, reviewing Labor Code Section 4658, you’ll see the 15% adjustments have been removed for dates of injury after 1/1/2013.

All of the website’s calculators have been updated to reflect these latest changes!  Enjoy!

Written by Jay Shergill in: PDRater,Workers Compensation Resources | Tags: , , ,
Jun
06
2012
0

New Calculator! COLA SAWW Commutation Reports

Don't calculate COLA's the hard way!

Don't calculate COLA's the hard way!

I’m happy to announce the single most-requested service for this website – a COLA SAWW commutation reports. [1] This calculator provides professional quality PDF’s using the same familiar format as the Disability Evaluation Unit.  Now you don’t have to wait for the DEU and you don’t have to tip your hand to the opposing side about what you think the case might be worth.

Download a sample report right now to see the kind of detailed commutation reports that get cases resolved.  These COLA commutation reports are delivered instantly to your e-mail.  You can customize the report with everything you want – from a State Average Weekly Wage increase percentage of your choosing, to attorney fee percentage, and whether a Labor Code Section 4658(d) increase is applicable.

And, best of all, when you purchase one of these reports for $197.00 ($147.00 for PDRater sponsored users!) it comes with unlimited FREE additional reports on the same case.  (Don’t worry – it doesn’t cost anything to play with the calculator). Whether you need to change the permanent disability rate, SAWW increase percentage, or just want a fresh report with a new commutation date – every single report on the same case will be delivered to you instantly and for free.

Here’s an example of how quickly you can a COLA SAWW commutation report on your case right now:

Try out the COLA SAWW commutation calculator out for yourself!

  1. Photo courtesy of Alan Cleaver via Compfight []
Written by Jay Shergill in: PDRater |
May
23
2012
0

Ever Wonder Where 4.6% Comes From?

Where did this SAWW come from anyhow?

Where did this SAWW come from anyhow?

Even with the recent Baker v. WCAB decision settling when the increase in state average weekly wage (SAWW) is applied, litigation continues over the precise future SAWW percentage to use in a commutation of life pension benefits. The DEU is currently using an assumed annual SAWW increase of 4.6% “based on a 50 year average.” [1]

Before we consider how the DEU calculates future SAWW increases, it is necessary to look back to past SAWW changes.  In the last 50 years there have been only two instances where the SAWW has decreased from the prior year.  Since Labor Code Sections 4659(c) and 4453(a)(10) only apply increases in the SAWW to life pensions and permanent total disability benefits, there is no effect on the benefit rates for those two years.

When the DEU indicates a historical 50-year average of SAWW increases, they mean exactly that.  Thus, instead of averaging the decreases in the SAWW with the increases, the DEU averages only the increases of the historical SAWW data.  (I’ll save you the trouble of looking it up – 2004 and 2011 are the only instances in the last 50 years of any reduction in the state average weekly wage).  An average of just the SAWW increases over the last 50 years does come to 4.6%.

If you’re interested in verifying this information for yourself, I’ve prepared a list of the data used by the DEU in computing the 50-year average of SAWW increases.

  1. Andrea Marutti via Compfight []
May
08
2012
0

Looking for a few good testers

A new kind of COLA

A new kind of COLA

I’m getting ready to launch a new workers’ compensation calculator and I could use your help. [1] I still need a few volunteers to help me test a permanent disability, life pension, and total permanent disability COLA commutation calculator.  Right now I need a few applicant attorneys, defense attorneys, and claims examiners.

Here’s what you need:

  • Any free or paid PDRater account
  • A familiarity with DEU COLA commutations
  • A familiarity with recent Baker decision
  • A willingness to answer a few questions

If this sounds like something you would be interested in helping with, please send me an e-mail!

 

  1. Photo Credit: Davide Reppucci via Compfight []
Dec
13
2011
0

Applicant Attorney Pro Tip: Four ways to get paid sooner

Let's see... "TAX+" or "TAX-"

Let's see... "TAX+" or "TAX-"

Here’s a pro-tip for you Applicant attorneys.  Some insurance companies and TPA’s are actually unable to issue payments to entities unless they have their Tax ID number.  Making it easy for defendants to issue payment means you’ll get paid sooner.[1]

Here are the top three ways to get paid sooner:

  • Put your Tax ID number on the settlement documents
  • Put your Tax ID number on your website
  • Make sure your receptionist has your Tax ID number ready to give out
  • Put your Tax ID number in your automated voice mail message
  1. Photo courtesy of Phillip []
Written by Jay Shergill in: PDRater |

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