• Navigating the EDD website
• Performing the Ogilvie/DFEC analysis on each rating string

If you can rate a report, you can get a PDRater DFEC Rebuttal Analysis Report in less than 2 minutes.

Where do you go from here?

• READ the PDRater DFEC Rebuttal Analysis Report frequently asked questions!
• LEARN how to calculate your own Ogilvie/DFEC  analysis or request a PDRater Report!
• DOWNLOAD a FREE SAMPLE PDRater DFEC Rebuttal Analysis Report!
• GET a PDRater DFEC Rebuttal Analysis Report right now!

An early Christmas for PDRater users!

I plan to launch a brand new calculator service tomorrow.[1]

I think you’re really really going to like it.

Want a hint?

It’s going to help you with a case that rhymes with “Schmogilvie.”

1. Photo courtesy of The School House

It looks like someone took a SAWW to that COLA!!!

You’re probably just here to download the latest workers’ compensation case about the Cost of Living Adjustment and State Average Weekly Wage increases. [1][2] I’m not going to hold you in suspense – here’s the download link:

Obviously, you need to read the entire decision for yourself.  Here’s my oversimplification of the case:

Whenever the injured worker is due life pension payments for injuries on or after 1/1/2003, you calculate those benefits, whenever they are due, by increasing them according to the yearly increases in the state average weekly wage starting on 1/1/2004.

If some of this seems familiar, its because this is the same case as XYZZXSJO2 which came out back in February 2009.   I had suggested back in February that the effect of the COLA increases on life pension payments today would be to increase them some 44% or so.

Still having trouble understanding the impact of this case?  Well, you could try my XYZZXSJO2 calculator to tell you what the life pension rate should be during a given year.  (Remember, this just tells you the rate – it is not a commutation calculator.  These are still in the works).

What are your thoughts on Duncan v. WCAB?

1. Photo courtesy of Sister72
2. I refuse to apologize for that pun.

Anyone want to kick the tires?

I’m working on a new calculator and I could use some beta testers. [1]

If you’re interested, leave a comment or send me an e-mail.

Thanks!

1. Photo courtesy of CaptPiper

Easy-to-make iPhone

A company once told me someone had offered to build permanent disability calculators for their website in three months for $7,500.  One said six months and $20,000.  Recently, another suggested it would take them a year and $40,000.  My response is usually some variation on “You’ve got to take that deal.  You’re wasting your time talking to me.”

It’s no big secret that building a great product takes a lot of work.  The important thing to remember is that just because something is easy-to-use, that doesn’t mean its easy-to-make. [1]

Difficult-to-make iPhone

Let’s take the iPhone for example.  Everyone will concede its an easy phone to use.  However, it was released more than two years ago on 6/29/2007. [2]  In that time the other players – BlackBerry, LG, Nokia, and Palm have all been trying to catch up.  If this easy-to-use phone were easy-to-build everyone would have their own version.

Look, there’s no special magic to building a website like this.  Really, anyone can do it.  All you have to do is learn the calculations inside-and-out, deconstruct the math involved in the various calculations, learn some client and server side programming languages, learn a content management system, make it all work together, keep current on changes in the law, start all over again each time the law changes, and earn the respect of the workers’ compensation community.  Once done, you’ll have your very own workers’ compensation calculator website!

To return to the lesson of the iPhone, building a touch screen phone that can play music and surf the web is totally doable.  Doing it right is another matter entirely.

1. Visit the link for a PDF of a cut-and-fold iPhone.  Thanks Gizmodo!
2. Wikipedia link.

Don't worry, its not your fault

Yesterday I received an e-mail from a beta tester, Jeff Duarte, who was having trouble with one of my calculators.  He said that he didn’t really understand how to use a particular calculator.  My response was:

The problem is not you, its me.  :)  If I designed my calculator better you wouldn’t have any questions.

Seriously – sorry Jeff, its my bad.  My goal is to make these calculators so easy and intuitive to use that no workers’ compensation professional would have any trouble figuring out how to use them.  If you don’t figure out how to use it just by looking at it, I designed it wrong. [1] Getting feedback is a very important and instructive process for me.  It lets me figure out what works for people and what doesn’t.

The good news is that Jeff”s suggestions have given me an idea on how to make two calculators easier to use and for two entirely new features!

So, send me an e-mail if you have an idea on how I can make a calculator more intuitive, easier to use, or just plain work better!

1. Photo courtesy of TreMichLan.  Terrible pun – all me!

There's nothing silly about Verify!®

A few weeks ago I launched a Social Security Number verification tool powered by Verify!®.  Since its launch its become a very popular tool.  One of the coolest things about having these calculators is finding out all of the new ways people think of to use them.  These new and unintended uses are almost always far more interesting than the original pedestrian reasons for which a tool was created.

Take Silly Putty for instance.  Silly Putty was originally created as a potential replacement for rubber during World War II.  It didn’t work as a replacement for rubber, scientists were unable to think of a use for it, and it sat in a lab for years before a toy store owner began stuffing it in plastic eggs.[1]

Here are a few ideas:

1. Use it to determine whether someone is a U.S. citizen.
2. Use it to double-check someone’s year of birth.
3. Use it to determine approximately when someone became a U.S. citizen.[2]
4. Use it to determine whether someone is potentially Medicare eligible.[3]

What other uses can you think of?

1. Photo courtesy of unloveablesteve
2. I thought of this one during a deposition last week when a deponent couldn’t recall when they first came to the United States.  I just fired up the cell phone web browser, went to the calculator page, and asked the follow up question.
3. Thanks Chris!

This guinea pigs finds PDRater easy to use!

I have several new calculators in the works and could use a few guinea pigs to help test them.  A few days ago I sent an e-mail to a select few of this website’s users asking them to participate.  As a result of their testing and feedback, I’ve made a few changes to these new calculators.

However, I’d also appreciate the help of anyone interested in testing.  If you are willing to provide feedback and want to try out these new calculators, please send me an e-mail.

Privacy, please!

I recently launched a new social security verification tool.  One user raised some very important issues – privacy and security. [1] The commenter pointed out that the Verify!® social security number lookup tool did not appear to utilize a secure connection – and could permit the unintended dissemination of private information.

To this, I make the following statements/suggestions:

1. This website does not utilize secure connections.  There, I’ve said it.  If this is a concern for you, no one will blame you for not using this tool.
2. This SSN look up tool does not ask for any other information besides the social security number.  By itself, the social security number probably isn’t particularly useful to anyone.
3. The commenter’s concerns about keyloggers and viruses are valid.  However, such things would be able to access your information no matter how secure I make this website.
4. Its generally a good idea to be very careful about what information you send out onto the internet.  If you’re not sure something is safe, it probably is not.
5. By using this site you’re agreeing to the disclaimers, terms of use, and privacy policy.  If you still have additional questions, you can always try to e-mail me.

Thanks Zeke!

1. Photo courtesy of hyku

PDRater: Putting a friendly face on EAMS!

I’ve just built  another new workers’ compensation calculator.  Actually, it is a look up tool that will help workers’ compensation professionals file documents with EAMS.[1]

While I think the recent Verify!® social security number validator may be more intriguing for defense attorneys and claims examiners, I think this new EAMS tool will probably be more useful to Applicant attorneys.

Interested?  Just drop me a line to become a beta tester!

1. Photo courtesy of Irene on the run

Social Security Number Validator powered by Verify!(R)

As promised!  A new calculator!

Well, check out my new social security number online search tool, powered by Verify.com.  It has some pretty cool features.  You can Verify!®:

• whether a social security number is in a valid format
• what year a social security number was issued
• in what state the social security number was issued
• whether the person to whom the social security number has passed away

Hey everyone! More workers' compensation calculators!

I’m working on several more workers compensation calculators.  I’m really excited about one of them in particular. [1]

I’ve been working to develop calculators and search engines that are easier to use, easier to understand, and make them available to everyone for less than my competitors.  One benefit to doing it all myself is that I can innovate faster than anyone else.  For instance, my wildly popular Ogilvie calculator was available to beta testers just days after the Ogilvie case came out.

But, this new calculator is something entirely new.  Tantalized?  Titilated?  Tremulous?

Stay tuned!

1. Photo courtesy of Wal mink

I think we can dispense with the caption, just this once...

A defense attorney friend of mine called me up yesterday to say (I’m paraphrasing here), “You jackass.  Thanks to your Ogilvie proof every Applicant’s attorney I know is calling me up, gloating, and asking for 18 points on top of the whole person impairment on every case!  Why the hell did you do that???”[1]   My first thought was of my favorite quote from Swingers.[2] What I actually said was something along the lines of:

• It’s not like CAAA wouldn’t have found out about Ogilvie if it wasn’t for Jay Shergill mentioning it in a blog post.
• Nothing has changed except that now anyone can perform an Ogilvie adjustment calculation in their head.[3]
• Someone was going to prove that Ogilvie adds 18 points to the WPI in virtually all litigated workers’ compensation cases, so it might as well be me.

1. Photo courtesy of giuliomarziale
2. Just for you Ray!
3. And save $129.99 in the process
4. Hell, a permanent irreversible coma is only a WPI of 80.
5. Remember, just add 18 to the WPI!

Broken calculators? Nothing a little duct tape won't fix...

Yesterday from about noon to 4pm the server which hosts this website (and many others) was down.  This unfortunately lead to an interruption for which I apologize.[1]  During this time I was unable to send/receive emails and the website was unavailable.

The hosting company I use is very good.  When there’s been downtime it normally occurs during non-peak hours and is very short in duration.  This was an anomaly.

Anyhow, everything is back on line and open for business.

1. Photo courtesy of mhuang

PDRater workers' compensation calculators - so easy your cat can use them!

What’s that?  You haven’t memorized ALL of the FEC ranks to go with each of the 2005 Permanent Disability Rating Schedule body parts? [1]

Why didn’t you say so?   (Actually, someone did ask for an easy way to look up the FEC ranks back on April 1).

I’ve been working on an easy way to allow a user to look up and quickly insert the FEC rank for the affected body part.  I finally got around to building it a few days ago and launched it this morning.  Please give it a shot and let me know what you think.

Here’s all you need to do to perform your very own Ogilvie calculation:

1. Go to the permanent disability calculator page. (If you haven’t already signed up for free, this is a good time.)
2. Click “Ogilvie” Diminished Future Earning Capacity Calculator “
3. Type in the FEC rank OR click “FEC Rank (1-8)” and click on the injured body part.  It will look up the FEC rank and insert it for you.
4. Type in the “Whole Person Impairment”
5. Type in the “Post Injury Earnings of Applicant”
6. Type in the “Post Injury Earnings of Similarly Situated Employees” OR click the link to obtain some information from the EDD Labor Market Information Division (LMID) and US Department of Labor, Bureau of Labor Statistics (BLS).

If you can think of a way for me to make this calculator even easier, please let me know. [2]

1. You’ve only had four years, right?
2. Photo courtesy of Vicki’s Pics

Up, dates!

Unfortunately, one of the coolest features of my calculators is that some of them will give you the answer you’re looking for before you’ve even finished typing the search term.  This works with the:

• EAMS body part code finder
• EAMS document title finder
• EAMS document type finder
• EAMS registered offices search function
• DWC forms finder
• Dollar Value Calculator (“Money Chart”)
• Life Expectancy Calculator

While these are all very cool while you’re sitting at your computer, I found out (much to my dismay) that this system didn’t work at all when using these online calculators from my cell phone! [1] Well, I’ve updated the calculators to make them more compatible with more phones.[2]

Save yourself from your own workers’ compensation claim and just leave that heavy rating manual at home.

1. It has to do with cross-browser compatibility and inconsistent support for javascript events.  I doubt anyone is interested in this.
2. Photo courtesy of Hunda

Permanent disability calculators that will fit in any pocket!

I was at the San Jose WCAB on Friday.  Since recently discovering that I could run this website’s permanent disability rating calculators from my phone’s web browser, this was the first time I left my rating manual, money chart, and date wheel in the car.[1]

It was great.  That morning I used my phone to:

• Find the ADJ number associated with the legacy SJO number on my file
• Calculate an Ogilvie adjustment of a rating string
• Calculate the number days between two dates
• Perform old and new schedule ratings
• Perform a CVC (combined values chart) calculation[2]

The benefit for me is not so much that I don’t have to carry the rating manuals, dollar value charts, and date wheels.  Unlike these tools, my phone is not something I’m going to misplace or loan and never see again.

The best part is that if I want to refer back to the calculation I just performed, I can just e-mail it to myself!

1. Photo courtesy of .robbie
2. Oh, and I called my client at one point.  Ha!

This phone will not run PDRater calculators, but yours might!

I recently discovered that installing the Opera Mini web browser on my “smartphone” has allowed me to run this website’s workers’ compensation calculators from my phone.[1]

Since launching this website I’ve given a lot of thought to support for cell phones.  There just are not many phones that can run these calculators.[2] The glaring and notable exception is the iPhone.

Amusingly, one of this website’s users has asked for an “iPhone app” version of this site.  Seriously, you’ve got one of the few phones that can use this site and that’s not good enough for you?  (Thanks Chris!)

This is huge.  It means:

• I can blog from the Board[3]
• More importantly, no more bulky money charts or rating manuals at the Board!

1. Photo courtesy of storm gal
2. It would be more correct to say there are not many phones that support javascript and AJAX well enough to interact with this website in a meaningful fashion.
3. Probably a lot more interesting for me than it is for you…

PDRater: No Bills!

To this day, most of the e-mails I receive are from people asking me some variation of “No, really, how much does it cost to use these calculators? When am I going to be charged? What’s the catch?”

I intend to keep all the calculators free for anyone who cares to use them. I have built this website because I really do enjoy the hell out of blogging about tech stuff and workers’ comp law, dissecting complex workers’ compensation math formulas, and building something useful to myself and other professionals. This is quite literally how I spend my free time. I’m just that nerdy.

Thank you for the feedback!

I was recently sent feedback about the Ogilvie DFEC rebuttal calculator on this website. [1]  Here’s how I’ve incorporated that feedback:

1. Inputs. The calculator results repeats the inputs with the results.  This ensures that the answer provided gives you enough context when showing the calculation to the other side or when you go back to review your file.
2. Email. You can now e-mail your calculations to yourself.
3. Links. I’ve added a link to the various Employment Development Department and U.S. Dept of Labor, Bureau of Labor Statistics inside the calculator itself.  It doesn’t automatically obtain the information, but hopefully you will find this helpful.

There are two other issues I’m thinking about:

1. An easy way to pull up the FEC rank of a particular body part.  Its kind of a pain to look up the body part, find the FEC rank, and then enter that into the calculator.  I’m thinking ways to simplify this process.  This shouldn’t be too bad to write.
2. Rating using the Ogilvie DFEC adjusted whole person impairment.  This one will prove to be a difficult one to write in an intuitive fashion.

How would you change these calculators?  What else would you like to see?  What do you hate about them?  Shoot me an e-mail or leave a comment!

1. Photo courtesy of biketrouble