Oct
10
2008
0

Health Plans: Obama vs. McCain

Obama and McCain on heathcare

Obama and McCain on heathcare

I subscribe to ConsumerReports magazine for a variety of reasons.  I believe they are fair and balanced and that, having relied on their recommendations, it has also saved me a lot of time and money.  The November 2008 issue takes a close look at the details behind the Obama health plan for America and the McCain health plan for America.[1]

In order to view the full five pages of in depth analysis and review, you have to be a subscriber.  However,

A surprising amount of their analysis on these two plans is available for free on their site.

I learned some interesting things about Obama’s and McCain’s respective health plans from reviewing their websites.  Here are some of the things I’ve learned about thier plans:

  • McCain offers $2,500.00 tax credits per individual or $5,000.00 per family.  These tax credits go directly to the insurance company of your choice.  McCain’s plan would tax employee health benefits as income.  Under ConsumerReports’ analysis, the taxes and tax credit may be a wash in most circumstances.
  • Obama’s plan prevents insurers from rejecting anyone with a pre-existing condition, from raising prices for the sick, and from canceling policies as long as you’ve paid up your premiums.
  1. Original photos courtesy of richardmasoner, C_Dave, and mikewade.  Photo editing: me. []
Aug
26
2008
0

Latest EAMS info!

I received a few handouts regarding the new EAMS system while at the San Francisco WCAB yesterday. The WCAB SFO only had a limited number of these documents, so I’ve scanned my copy for everyone else’s benefit.

I also learned some interesting things about EAMS:

  1. Everyone knows that EAMS and the WCAB will reject your filings if you’re not registered with EAMS. Did you know that the Judges aren’t sure if EAMS will reject your filings if the employer is not registered?
  2. If a party brings physical paper exhibits, Judges will only be accepting the most important documents for filing (since the WCAB will be doing the scanning)
    • The parties will be expected to bring any possibly relevant exhibits. Any documents not accepted will be returned to the parties or shredded.
    • Judges will mainly be accepting just permanent and stationary reports.
  3. A party bringing a CD burned with scanned exhibits, will need to submit all medical files and documents which are typically required to be filed with the WCAB.
    • They will will not have the option of only submitting the most relevant exhibits.
  4. For the time being, normal walk through procedures are gone. Any new case activation would not be assigned a Board number until approximately 3 am after the day of submission. Be ready to drop off your walk throughs the day before you want to obtain approval.
  5. The EAMS forms haven’t been approved by the Office of Administrative Law and won’t be mandatory until approved.
  6. For the time being, every Board will have a telephone conference each morning starting at 8 am with their “command center.”
  7. The decision to go ahead with EAMS starting August 25, 2008 was only made on August 22, 2008!

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