A new kind of COLA
A new kind of COLA

I’m getting ready to launch a new workers’ compensation calculator and I could use your help. 1 I still need a few volunteers to help me test a permanent disability, life pension, and total permanent disability COLA commutation calculator.  Right now I need a few applicant attorneys, defense attorneys, and claims examiners.

Here’s what you need:

  • Any free or paid PDRater account
  • A familiarity with DEU COLA commutations
  • A familiarity with recent Baker decision
  • A willingness to answer a few questions

If this sounds like something you would be interested in helping with, please send me an e-mail!

 

  1. Photo Credit: Davide Reppucci via Compfight []

An early Christmas for PDRater users!
An early Christmas for PDRater users!

I plan to launch a brand new calculator service tomorrow.1

I think you’re really really going to like it.

Want a hint?

It’s going to help you with a case that rhymes with “Schmogilvie.”

  1. Photo courtesy of The School House []

It looks like someone took a SAWW to that COLA
It looks like someone took a SAWW to that COLA!!!

You’re probably just here to download the latest workers’ compensation case about the Cost of Living Adjustment and State Average Weekly Wage increases. 12 I’m not going to hold you in suspense – here’s the download link:

[Download not found]

Obviously, you need to read the entire decision for yourself.  Here’s my oversimplification of the case:

Whenever the injured worker is due life pension payments for injuries on or after 1/1/2003, you calculate those benefits, whenever they are due, by increasing them according to the yearly increases in the state average weekly wage starting on 1/1/2004.

If some of this seems familiar, its because this is the same case as XYZZXSJO2 which came out back in February 2009.   I had suggested back in February that the effect of the COLA increases on life pension payments today would be to increase them some 44% or so.

Still having trouble understanding the impact of this case?  Well, you could try my XYZZXSJO2 calculator to tell you what the life pension rate should be during a given year.  (Remember, this just tells you the rate – it is not a commutation calculator.  These are still in the works).

What are your thoughts on Duncan v. WCAB?

http://www.flickr.com/photos/79874304@N00/386160373/
  1. Photo courtesy of Sister72 []
  2. I refuse to apologize for that pun. []

Easy-to-make iPhone
Easy-to-make iPhone

A company once told me someone had offered to build permanent disability calculators for their website in three months for $7,500.  One said six months and $20,000.  Recently, another suggested it would take them a year and $40,000.  My response is usually some variation on “You’ve got to take that deal.  You’re wasting your time talking to me.”

It’s no big secret that building a great product takes a lot of work.  The important thing to remember is that just because something is easy-to-use, that doesn’t mean its easy-to-make. 1

Real iPhone
Difficult-to-make iPhone

Let’s take the iPhone for example.  Everyone will concede its an easy phone to use.  However, it was released more than two years ago on 6/29/2007. 2  In that time the other players – BlackBerry, LG, Nokia, and Palm have all been trying to catch up.  If this easy-to-use phone were easy-to-build everyone would have their own version.

Look, there’s no special magic to building a website like this.  Really, anyone can do it.  All you have to do is learn the calculations inside-and-out, deconstruct the math involved in the various calculations, learn some client and server side programming languages, learn a content management system, make it all work together, keep current on changes in the law, start all over again each time the law changes, and earn the respect of the workers’ compensation community.  Once done, you’ll have your very own workers’ compensation calculator website!

To return to the lesson of the iPhone, building a touch screen phone that can play music and surf the web is totally doable.  Doing it right is another matter entirely.

  1. Visit the link for a PDF of a cut-and-fold iPhone.  Thanks Gizmodo! []
  2. Wikipedia link. []