Tag: Permanent Disability

By Posted on Posted in 2005 PDRS, AMA Guides, Calculators, Downloads, Free, Ogilvie, PDRater, Technobabble, Website Updates, Workers Compensation Resources 2 Comments Tagged with , , , , , , , , , , , , , , , , , , , , ,
Professor, tell me more of this DFEC rebuttal calculator...
Professor, tell me more of this DFEC rebuttal calculator...

Earlier today I installed an Ogilvie v. City and County of SF DFEC Rebuttal calculator into the free workers’ compensation calculators page on this website.  ((Photo courtesy of Draggin)) ((I had this EXACT same calculator as a kid!)) ((Why, how did you spend your Friday night?)) For the moment it is only available to people who have signed up for this website and asked to be a beta tester.  If all goes well, I’ll flip a switch and make it available to the public on Monday morning.

At the moment it requires four pieces of information:

  1. FEC Rank (re: body part in question)
  2. Standard disability (re: body part in question)
  3. Post-injury earnings for Applicant
  4. Post-injury earnings for employees similarly situated to Applicant

Once you add in that information, click “Calculate” and it should crunch through the formula and give you a response.  The WCAB in Ogilvie suggested several possible outcomes to this formula:

  • The “Individualized Loss Ratio” for the injured worker is the same or within the range for the current FEC Rank for the affected body part.  In this circumstance, the 2005 DFEC has not been rebutted.
  • The “Individualized Loss Ratio” for the injured worker is within the range of one of the other seven FEC Ranks.  Here, the DFEC portion of the 2005 Permanent Disability Rating Schedule might be rebutted.
  • The “Individualized Loss Ratio” for the injured worker is outside the range of all eight FEC Ranks.  In this circumstance, you could end up with a new FEC Adjustment Factor much higher or lower than any FEC Adjustment Factor associated with the eight FEC Ranks.  Here, the DFEC portion of the 2005 Permanent Disability Rating Schedule might be rebutted.

Obviously, there are innumerable factors that go into considerations of whether a Judge (or the WCAB) would find the DFEC portion of the 2005 Permanent Disability Rating Schedule to be rebutted.  This calculation and the information relied upon in performing this calculation cannot be taken as a guarranteed method of rebutting the DFEC portion of the 2005 Permanent Disability Rating Schedule.

If you’re not a registered user for this website, its free to sign up and free to use all the workers’ compensation calculators.  That’s right: free as in free.

By Posted on Posted in 1997 PDRS, 2005 PDRS, Calculators, Combined Values Chart, Javascript, Multiple Disabilities Table, PDRater, Permanent Partial Disability, Subscription Features, Technobabble, Website Updates, Workers Compensation Resources No Comments Tagged with , , , , , , , , , , , , , , ,
Not a new calculator
Not a new calculator

Last week, at the request of a paid subscriber, I added a new permanent disability rating calculator feature. ((Old calculator photo courtesy of ansik.))  ((New calculator photo courtesy of dan taylor.)) Prior users had asked about incorporating an automatic dollar value of permanent disability or “money chart”  For the reasons I described in that prior post, I just couldn’t think of a good way to incorporate an automatic calculation of the monetary value of permenant disability.

New Paid Subscriber Feature

New Calculator
New Calculator

Once I added this feature, I realized there were at least two more instances when an automatic calculation of dollar value of permanent disability might come in very handy: when calculating the Multiple Disabilities Table ((1997 Permanent Disability Rating Schedule)) or Combined Value Chart ((2005 Permanent Disability Rating Schedule)) values from combining one or more permanent disability ratings.

Now, when a paid subscriber calculates the CVC or MDT of multiple ratings, the calculated combined rating is fed to the dollar value of permanent disability calculator and the dollar value calculated.

By Posted on Posted in 1997 PDRS, 2005 PDRS, Calculators, CSS, Downloads, Free, PDRater, Permanent Partial Disability, Subscription Features, Technobabble, Website Updates, Workers Compensation Resources No Comments Tagged with , , , , , , , , , , ,
Running Puppy
This puppy has nothing to do with this post whatsoever.

Last Friday I announced some “website tweaks.”  Since then a paid subscriber ((As opposed to a free subscriber)) reiterated a feature request. ((Thanks Marc!)) As a paid subscriber, he is able to calculate an unlimited number of ratings so that they all show up on a single page.  Basically, he wanted to be able to see the dollar value for a particular permanent partial disability percentage at the same time as a rating.

This isn’t the first time I’ve wrestled with the problems in creating such a feature.  There are several problems with incorporating this feature into the calculator’s page.

  1. The rating calculator and the dollar value of permanent disability calculators cannot be open at the same time.
  2. The rating calculator does not require the date of injury, just the age of the injured worker.  Without the date of injury, the website cannot properly display the dollar value of a permanent partial disability percentage.
  3. When a paid subscriber has performed more than one rating calculation on a page, the website cannot decide which rating string to convert into the equivalent number of dollars.

This exact feature had been suggested by other users in the past. ((And even some competitors!!!))  My original thinking was that trying to accommodate this feature request would involve too many unknown variables.  After giving the matter some more thought, here’s what I’ve come up with:

  • Paid subscribers benefit from improved print formatting. Basically, I’ve created a special file that changes the way the calculator page looks when a paid subscriber is printing.  ((The special file is actually just some CSS to optimize page for printing.))  Paid subscribers benefit from having the calculator page streamlined specifically for printing.
  • Paid subscribers can have more than one calculator open at a time. This one feature probably addresses 90% of this user’s concerns.  If you’re able to keep both calculators open at the same time, it should be easy to perform a rating and then turn the percentage into a dollar value.
  • Paid subscribers receive automatic calculations of dollar value of ratings. When a paid subscriber performs a rating calculation, the “Dollar Value of Permanent Disability” calculator automatically opens and the dollar value of the rating is automatically calculated.  The user will still have to adjust calculation to account for the year of the injury.  However, this is probably the most elegant solution to this issue.

By Posted on Posted in Business, Free, PDRater, Search Engine Ranking, SEO, Technobabble No Comments Tagged with , , , , , , , , , , , , , , , , , , ,

A blogger I respect very much, Roger Dooley, recently posted about “The Power of FREE.” His Neuromarketing blog is mostly about the interplay between marketing and psychology. You should read the article for yourself, but the bottom line is that offering something for free is an incredible incentive – even where someone might get just as as good a deal for “almost free.”

Many people measure their success by their search engine ranking for their “target keywords.” I would wager that most people care about their Google ranking over other search engines. Most search engines alter the search results by placing paid advertisers at the top. Google does not sell search engine rankings. I would say this is one of the biggest reasons it’s considered the gold standard of search engines.

My own target keywords are “permanent disability calculator free.” I discovered a few days ago that this website is the top ranked Google result for these keywords!