Not a new calculator
Not a new calculator

Last week, at the request of a paid subscriber, I added a new permanent disability rating calculator feature. ((Old calculator photo courtesy of ansik.))  ((New calculator photo courtesy of dan taylor.)) Prior users had asked about incorporating an automatic dollar value of permanent disability or “money chart”  For the reasons I described in that prior post, I just couldn’t think of a good way to incorporate an automatic calculation of the monetary value of permenant disability.

New Paid Subscriber Feature

New Calculator
New Calculator

Once I added this feature, I realized there were at least two more instances when an automatic calculation of dollar value of permanent disability might come in very handy: when calculating the Multiple Disabilities Table ((1997 Permanent Disability Rating Schedule)) or Combined Value Chart ((2005 Permanent Disability Rating Schedule)) values from combining one or more permanent disability ratings.

Now, when a paid subscriber calculates the CVC or MDT of multiple ratings, the calculated combined rating is fed to the dollar value of permanent disability calculator and the dollar value calculated.

"I want to be big"*
"I want to be big"

I recently posted my impressions on the vice presidential debate as well as the first and second presidential debates.  But, let’s not live in the past.  Why not jump on the prognostication bandwagon and make a few predictions? ((Photo courtesy of Zesmerelda.))

  • Prediction: Obama will be calm, cool, and collected.  He will appear aloof and superior throughout the debate.  He will also not go on the attack.
    • Conventional wisdom says that a candidate that is ahead in the polls has nothing to gain and everything to lose by directly engaging the opposition.
    • By not directly attacking McCain, Obama gives up the possibility of an additional rhetorical gain against McCain – but he’s so far ahead in the polls that he doesn’t need those possible gains.
    • The flip-side is that by not attacking Obama can appear to be above the fray and petty partisan politics.
    • Instead of attacking and counter-attacking, Obama will have a witty retort for every point McCain makes.
    • Obama will essentially ignore, or make light of, McCain’s attacks.  He will direct his remarks to the moderator and camera.
    • Obama will make a few vaguely sniping attacks.  Look out for extremely subtle references to McCain’s age or McCain’s actions as being inconsistent, unreliable, unpredictable or erratic.
  • Prediction: McCain will be clawing like a cornered wolverine.  We will see him attacking and challenging Obama relentlessly.
    • McCain has to walk a fine line – appearing to be conservative enough to keep (or, rather, win back) the red states Bush won in 2004 – while being moderate enough to pick up blue states.  In order to retake those red-states, McCain will stress his experience and commitment to core Republican values.
    • McCain doesn’t say “maverick” nearly as much as Palin.  While being a “maverick” is a decent way to collect undecided or Democratic voters, its a serious turn-off for Republicans.  As a friend and staunch Republican recently told me, “Maverick is a word for someone who screws their own party.”  I’m fairly certain Democrats feel the same way about Joe Lieberman.
    • Its easy to see McCain becoming impassioned during his speeches and debates.  However, McCain faces a special dilemma when pressing the attack.  If he attacks too strongly, he risks being seen as desperate or hot-headed.  Neither is an attractive quality for a possible president.
    • McCain is so far behind in the polls that he needs to score some big points.
    • During the first debate we saw McCain bring the attack to Obama.  Obama was forced to play defense much of the time, accusing John of getting the facts wrong.
    • We’re going to see McCain pressing the attack, posing questions directly to Obama, and trying to draw him into a head-on discussion.
    • Unlike Obama who will be speaking to the moderator and audience, we’re going to see McCain addressing most of his remarks to “that one.”  McCain will also take every opportunity to highlight when Obama doesn’t answer a question or gives a vague response.

So, there you have it, my totally ill-informed predictions based on nothing more than what I saw in the coffee grounds this morning.

Obama McCain Fight*
Obama McCain Fight

First, my advice for the candidates (you know, from my years of political experience):

  • Obama: Way way too many “uh’s”.  It makes you look unprepared.
  • McCain: Don’t wander around in the background.  At best it is disrespectful, at worst it makes you look befuddled and lost.

By any of the polling numbers, Obama went into last night’s debate so far ahead in the polls that the only way for McCain to really come back would be for Obama to commit some terrible blunder.  ((Photo courtesy of DaveHogg.  Photo editing, all me!)) I imagine it would have taken something like this:

My impressions from the debate:

  • McCain said last night he wants to purchase all the bad loans in the United States and renegotiate them?  He’s suggesting resetting these loans to the present value of these homes.
    • First of all, where the hell was this guy before we spent $700,000,000,000.00???
    • Second, this sounds like a really tragically flawed idea.  If you buying loans high and then forgive hundreds of thousands of dollars of debt, you’re basically giving hundreds of thousands of dollars per bad loans to those banks who had poor judgment in the first place.
    • Third, if you’re going to spend hundreds of thousands of dollars per bad loan, why not just give them to the people who purchased the homes rather than the bank?
    • Fourth, if you’re going to buy the loans and then forgive a large chunk of them, why do you need to buy them?  Just tell the bank to adjust those loans.
  • Obama thinks the government invented computers so our defense department could communicate over long distances.  The defense project DARPA was invented that way, not computers.  I’m wondering if Obama lost the nerd vote there.
  • McCain wants to put medical records on the internet.  We can NOT put medical records online.
    • Government and business websites get hacked every day.  The last thing we need are our records posted on Craigslist.
    • As it stands, medical records enjoy a special protection in our system.  If that information is all online, it would be a simple task for our government to tap into that information.  This may sound paranoid until you recall that the NSA under the Bush administration has already done something far more invasive.
  • Tom Brokaw is a terrible, terrible moderator.  When someone is over their time, you cut them off.  Better yet, shut off their mike.  Don’t whine about it after they stop – that just invites apologies and “witty” comments.
  • McCain says he’ll double the tax exemption for each child.  Yay!  More babies!